Cover for one specific journey: medical emergency, trip cancellation, baggage loss, and personal liability while you travel.
from
KES 1,800/trip
Single-trip travel insurance for Kenyans covers one journey: emergency medical treatment and evacuation abroad, trip cancellation, and lost or delayed baggage, from the day you leave to the day you return. Premiums start from about KES 1,800 for a short regional trip and are rated by destination and the length of your stay. For Schengen visas we issue IRA-approved cover meeting the mandatory €30,000 minimum medical limit, with the Schengen letter ready within 24 hours of full documentation and payment. Request a quote on WhatsApp and travel covered.
Rates shown are typical market rates, given as a guide only. Your actual premium is set by the insurer after underwriting and depends on your risk, sum insured, claims history, and security; government levies are added.
Reviewed by Lawrence, Broking Manager, Vike Insurance
Single trip travel insurance covers one specific journey: outbound flight, time at destination, and return flight back to Kenya: under a policy that starts the day you leave and ends the day you return. It is the right choice for occasional travellers: holidays, family visits, business trips, or umrah and hajj. For two or more trips a year, the annual multi-trip product becomes more economical.
Vike places single-trip cover for every destination class. Schengen Area (where IRA-approved cover with minimum €30,000 medical limit is required for the visa), UK, USA, Asia, Middle East, and the rest of Africa. We confirm the exact policy wording meets each consulate's requirements before issuing. Embassies routinely reject incomplete or non-compliant policies during visa application.
Emergency medical and hospital expenses abroad
Emergency dental treatment for accidental injuries
Emergency medical evacuation and repatriation
Repatriation of mortal remains in event of death
Trip cancellation and curtailment for insured reasons
Lost, stolen, or damaged baggage (with per-item sub-limit)
Travel delay and missed connection compensation
Personal liability for accidental injury to third parties abroad
Occasional travellers: one to two trips per year
Schengen and UK visa applicants requiring proof of travel insurance
Pilgrims travelling for umrah, hajj, and religious pilgrimage
Families on annual holiday trips
Business travellers on single-purpose trips
Each profile is rated and underwritten differently. Talk to us so we can match your specific situation.
Cover for travel within Africa (excluding Kenya), typically the cheapest premium. Common for trips to Tanzania, Uganda, Rwanda, South Africa, Egypt, and West African destinations.
Cover for Europe, Schengen, Middle East, Asia, Australasia: excludes USA and Canada (where medical costs require a different rating). Suitable for most Schengen and UK trips.
Adds USA and Canada to the worldwide cover. Materially higher premium reflecting US medical costs. Necessary for any North American travel. US healthcare bills can run into millions of dollars.
Specific wording confirming minimum €30,000 medical and evacuation limits per Schengen visa requirements. We issue a Schengen letter for visa applications within 24 hours of full documentation and payment.
Tailored for Saudi Arabia travel during hajj and umrah seasons. Covers medical emergencies in the Holy Cities, repatriation, and pilgrimage interruption. Often a Ministry of Hajj requirement.
A traveller is hospitalised after an accident; bill USD 8,500. The insurer settles directly with the hospital through its 24/7 assistance partner. No cash payment from the traveller, no concern about local credit limits.
A 15-day Italy trip needs a Schengen-compliant policy showing €30,000 medical and repatriation cover. Vike issues a compliant policy schedule and Schengen letter within 24 hours of full documentation and payment; the visa officer accepts without question.
The policy's baggage delay benefit (typically USD 100–250 per 24 hours) pays for essential clothing and toiletries. On final non-arrival of baggage, the policy pays out the lost-baggage sum assured (subject to per-item sub-limits).
Increased medical limit (USD 100K → USD 500K+)
Adventure and winter sports cover
Pre-existing condition cover (subject to medical declaration)
Increased personal liability limit
Trip cancellation for additional reasons (e.g. work loss)
Gadget cover for phones, laptops, and cameras travelling with you
Availability varies by underwriter. Our advisors will confirm what is available on your chosen policy.
Quotes from Kenya's leading underwriters
Our advisors will compare quotes and find the best fit for you, at no extra cost.
