Motor Insurance Kenya
Motor Insurance That Actually Makes Sense
From private cars to commercial fleets and PSVs, we compare quotes from 10+ IRA-regulated underwriters to get you the right cover at the right price.
Get a Motor Quote
Which Cover Is Right for You?
Vike's team will always advise. Here is a quick guide to help you understand your options before we chat.
COMPREHENSIVE
Full protection
- Accidental damage (own vehicle)
- Theft and attempted theft
- Fire damage
- Third-party liability
- Windscreen cover
- Towing assistance
Best for: Newer or high-value vehicles where repair/replacement costs are significant.
Get a QuoteTHIRD PARTY FIRE & THEFT
Mid-range protection
- Third-party liability
- Fire damage
- Theft and attempted theft
- Own vehicle accident damage
Best for: Mid-value or older vehicles where comprehensive cover costs exceed the vehicle's value.
Get a QuoteTHIRD PARTY ONLY
Legal minimum cover
- Third-party liability
- Own vehicle accident damage
- Fire damage
- Theft
Best for: Older or low-value vehicles. Covers damage you cause to others only.
Get a Quote* Wording above is indicative. Vike's team will review and confirm the exact terms applicable to your policy.
Optional Benefits & Add-ons
Excess Protector
Reduces your out-of-pocket excess after a claim.
Political Violence & Terrorism (PVT)
Cover for damage arising from riots, strikes, or terrorism.
Windscreen Cover
Separate windscreen limit without affecting your no-claims discount.
Courtesy Car
A replacement vehicle while yours is being repaired.
Roadside Assistance & Towing
24/7 assistance for breakdowns, flat tyres, and emergency towing.
Loss of Use
Daily allowance if your vehicle is immobilised following a covered loss.
Availability of add-ons varies by underwriter. Our advisors will confirm what is available on your chosen policy.
Our Underwriter Panel
As an independent, IRA-regulated broker, we are not tied to any single insurer. We compare quotes from 10+ underwriters to find the best policy for you.
