Travel with Confidence: Wherever You Go

Single Trip Travel Insurance

Cover for one specific journey: medical emergency, trip cancellation, baggage loss, and personal liability while you travel.

Single trip travel insurance covers one specific journey: outbound flight, time at destination, and return flight back to Kenya: under a policy that starts the day you leave and ends the day you return. It is the right choice for occasional travellers: holidays, family visits, business trips, or umrah and hajj. For two or more trips a year, the annual multi-trip product becomes more economical.

Annual Multi-Trip Travel Insurance

One annual policy covering unlimited international trips within the policy year. Designed for frequent business and leisure travellers.

Annual Multi-Trip (AMT) cover is the right product for anyone making more than two international trips a year. One annual premium covers an unlimited number of trips, each up to a maximum duration (typically 30, 60, or 90 days per trip). The price is usually equivalent to 3–4 single-trip policies, so for frequent business and leisure travellers, it pays for itself by mid-year and removes the hassle of arranging cover trip-by-trip.

Student Travel Insurance

Specialist medical and travel cover for Kenyan students studying abroad, including study interruption, evacuation, and term-time medical care.

Student travel insurance is the right product for Kenyan students attending university or boarding school overseas. It differs from standard single-trip cover in three important ways: it runs for the full academic year (not 90 days), it includes medical cover for routine term-time conditions (not just emergencies), and it provides study interruption cover that pays the family's accommodation and travel costs if the student must return home unexpectedly.

Schengen Travel Insurance

IRA-approved travel insurance that meets the Schengen visa requirement. The mandatory €30,000 minimum medical and repatriation cover, valid across all 29 Schengen countries. From about KSh 2,500 for a 14-day trip, with the Schengen letter issued within 24 hours.

Schengen travel insurance is the cover you must show to obtain a Schengen visa: the short-stay (Type C) visa that lets Kenyan passport holders visit any of the 29 European countries in the Schengen Area. Under the EU Visa Code, your policy must provide a minimum of €30,000 in medical and repatriation cover, remain valid for the entire duration of your stay, and apply across all Schengen states. Consulates routinely reject applications where the insurance is missing, under-limit, or incorrectly worded, so the policy is not a formality. It is a gating requirement for the visa itself.

Umrah & Hajj Travel Insurance

Travel insurance built for Kenyan pilgrims performing umrah and hajj: emergency medical care in Makkah and Madinah, evacuation, repatriation, and pilgrimage interruption cover. From about KSh 3,500 for a short umrah trip.

Umrah and hajj travel insurance is cover designed for the specific risks of religious pilgrimage to Saudi Arabia. Tens of thousands of Kenyan Muslims travel for umrah through the year and for hajj during the Dhul-Hijjah season, often in large groups and including elderly parents and relatives. The trip combines long flights, intense physical exertion in crowds and heat, and a stay in the Holy Cities of Makkah and Madinah, so dependable emergency medical, evacuation, and repatriation cover matters more here than on an ordinary holiday.