Travel with Confidence: Wherever You Go

What We Cover

5 types of travel insurance cover. Each one has its own page with the full policy detail, pricing and claims process.

• Single Trip Travel Insurance

  Cover for one specific journey: medical emergency, trip cancellation, baggage loss, and personal liability while you travel.

  From KES 1,800 a trip

  Typical rate

  What it covers

  • Emergency medical and hospital expenses abroad
  • Emergency dental treatment for accidental injuries
  • Emergency medical evacuation and repatriation

  See prices for Single Trip Travel InsuranceDetails about Single Trip Travel Insurance

  More about Single Trip Travel Insurance

  Single trip travel insurance covers one specific journey: outbound flight, time at destination, and return flight back to Kenya: under a policy that starts the day you leave and ends the day you return. It is the right choice for occasional travellers: holidays, family visits, business trips, or umrah and hajj. For two or more trips a year, the annual multi-trip product becomes more economical.

  Also covers

  • Repatriation of mortal remains in event of death
  • Trip cancellation and curtailment for insured reasons

  Who it's for

  • Occasional travellers: one to two trips per year
  • Schengen and UK visa applicants requiring proof of travel insurance
  • Pilgrims travelling for umrah, hajj, and religious pilgrimage

• Annual Multi-Trip Travel Insurance

  One annual policy covering unlimited international trips within the policy year. Designed for frequent business and leisure travellers.

  What it covers

  • Unlimited international trips within the 12-month policy year
  • Emergency medical, dental, and evacuation worldwide
  • Trip cancellation, curtailment, and abandonment

  Request a quote for Annual Multi-Trip Travel InsuranceDetails about Annual Multi-Trip Travel Insurance

  More about Annual Multi-Trip Travel Insurance

  Annual Multi-Trip (AMT) cover is the right product for anyone making more than two international trips a year. One annual premium covers an unlimited number of trips, each up to a maximum duration (typically 30, 60, or 90 days per trip). For frequent business and leisure travellers, one AMT premium typically works out cheaper than buying several single-trip policies across the year, and removes the hassle of arranging cover trip-by-trip.

  Also covers

  • Baggage and personal effects loss or delay
  • Travel delay, missed connection, and missed departure

  Who it's for

  • Business travellers making frequent regional or international trips
  • Frequent leisure travellers and digital nomads
  • Couples and families who travel multiple times per year

• Student Travel Insurance

  Specialist medical and travel cover for Kenyan students studying abroad, including study interruption, evacuation, and term-time medical care.

  What it covers

  • Medical and hospital treatment abroad (including term-time, not just emergency)
  • Mental health and counselling benefits (increasingly important on campus)
  • Repatriation and emergency evacuation

  Request a quote for Student Travel InsuranceDetails about Student Travel Insurance

  More about Student Travel Insurance

  Student travel insurance is the right product for Kenyan students attending university or boarding school overseas. It differs from standard single-trip cover in three important ways: it runs for the full academic year (not 90 days), it includes medical cover for routine term-time conditions (not just emergencies), and it provides study interruption cover that pays the family's accommodation and travel costs if the student must return home unexpectedly.

  Also covers

  • Compassionate visits: family travel to the student if seriously ill
  • Study interruption: return-home costs and re-sit travel costs

  Who it's for

  • University students attending undergraduate or postgraduate programmes abroad
  • Secondary school students at boarding schools in the UK, South Africa, or further afield
  • Foundation and exchange programme students on year-abroad placements

• Schengen Travel Insurance

  IRA-approved travel insurance that meets the Schengen visa requirement. The mandatory €30,000 minimum medical and repatriation cover, valid across all 29 Schengen countries. From about KES 3,600 for a 14-day trip, with the Schengen letter issued within 24 hours of full documentation and payment.

  From KES 3,600 a trip

  Typical rate

  What it covers

  • Emergency medical and hospital expenses abroad, to at least the €30,000 Schengen minimum
  • Emergency medical evacuation and repatriation back to Kenya
  • Repatriation of mortal remains in the event of death

  See prices for Schengen Travel InsuranceDetails about Schengen Travel Insurance

  More about Schengen Travel Insurance

  Schengen travel insurance is the cover you must show to obtain a Schengen visa: the short-stay (Type C) visa that lets Kenyan passport holders visit any of the 29 European countries in the Schengen Area. Under the EU Visa Code, your policy must provide a minimum of €30,000 in medical and repatriation cover, remain valid for the entire duration of your stay, and apply across all Schengen states. Consulates routinely reject applications where the insurance is missing, under-limit, or incorrectly worded, so the policy is not a formality. It is a gating requirement for the visa itself.

  Also covers

  • Cover valid across all 29 Schengen Area countries for the whole trip
  • Emergency dental treatment for accidental injury

  Who it's for

  • Kenyan passport holders applying for a Schengen short-stay (Type C) visa
  • Tourists and family visitors to Italy, France, Germany, Spain, Greece, the Netherlands, and other Schengen states
  • Business travellers attending meetings, conferences, or trade fairs in Europe

• Umrah & Hajj Travel Insurance

  Travel insurance built for Kenyan pilgrims performing umrah and hajj: emergency medical care in Makkah and Madinah, evacuation, repatriation, and pilgrimage interruption cover. From about KES 2,500 for a short umrah trip.

  From KES 2,500 a trip

  Typical rate

  What it covers

  • Emergency medical and hospital treatment in Saudi Arabia, including Makkah and Madinah
  • Emergency medical evacuation and repatriation back to Kenya
  • Repatriation of mortal remains in the event of death

  Request a quote for Umrah & Hajj Travel InsuranceDetails about Umrah & Hajj Travel Insurance

  More about Umrah & Hajj Travel Insurance

  Umrah and hajj travel insurance is cover designed for the specific risks of religious pilgrimage to Saudi Arabia. Tens of thousands of Kenyan Muslims travel for umrah through the year and for hajj during the Dhul-Hijjah season, often in large groups and including elderly parents and relatives. The trip combines long flights, intense physical exertion in crowds and heat, and a stay in the Holy Cities of Makkah and Madinah, so dependable emergency medical, evacuation, and repatriation cover matters more here than on an ordinary holiday.

  Also covers

  • Pilgrimage interruption: return-home costs if you must end the trip early for an insured reason
  • Emergency dental treatment for accidental injury

  Who it's for

  • Kenyan Muslims travelling for umrah at any time of year
  • Pilgrims travelling for hajj during the Dhul-Hijjah season
  • Elderly parents and relatives travelling for pilgrimage (age-rated cover)

Why Choose Vike?

Quotes from Kenya's leading underwriters

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